:root{--navy:#0b2545;--blue:#13609a;--accent:#e08a1e;--bg:#fff;--soft:#f3f6fa;--text:#1d2733;--muted:#5b6876;--line:#d9e0e8}
@media(prefers-color-scheme:dark){:root{--bg:#0e1621;--soft:#16212f;--text:#e6ebf1;--muted:#9aa8b8;--line:#2a3a4d;--navy:#0a1624}}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:var(--bg)}
a{color:var(--blue)}@media(prefers-color-scheme:dark){a{color:#7fb8e6}}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.site-header{background:var(--navy);position:sticky;top:0;z-index:20}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px;flex-wrap:wrap}
.logo img{height:42px;display:block;background:#fff;border-radius:4px;padding:3px}
.main-nav{display:flex;align-items:center;gap:6px;flex-wrap:wrap}
.main-nav a{color:#fff;text-decoration:none;padding:8px 12px;border-radius:6px;font-size:15px}
.main-nav a:hover{background:rgba(255,255,255,.14)}
.main-nav .lang{border:1px solid rgba(255,255,255,.5);font-size:13px}
.dd{position:relative}.dd-menu{display:none;position:absolute;left:0;top:100%;background:var(--navy);min-width:290px;padding:6px;border-radius:8px;box-shadow:0 8px 24px rgba(0,0,0,.3)}
.dd:hover .dd-menu,.dd:focus-within .dd-menu{display:block}.dd-menu a{display:block}
#nav-toggle,.menu-btn{display:none}
@media(max-width:860px){.menu-btn{display:block;color:#fff;cursor:pointer;padding:8px 12px}
.main-nav{display:none;width:100%;flex-direction:column;align-items:stretch;padding-bottom:10px}
#nav-toggle:checked~.main-nav{display:flex}.dd-menu{display:block;position:static;box-shadow:none;padding-left:14px}}
.crumbs{padding-top:18px;font-size:14px;color:var(--muted)}.crumbs a{text-decoration:none}
.content{padding-top:24px;padding-bottom:56px}
.eyebrow{text-transform:uppercase;letter-spacing:.09em;font-size:13px;color:var(--accent);font-weight:700;margin:8px 0 0}
h1{font-size:clamp(28px,4.4vw,44px);line-height:1.15;margin:.2em 0 .5em;color:var(--navy)}
@media(prefers-color-scheme:dark){h1,h2{color:#fff}}
h2{font-size:clamp(22px,3vw,29px);margin:1.9em 0 .5em;color:var(--navy);border-top:1px solid var(--line);padding-top:1em}
h3{font-size:19px;margin:1.5em 0 .3em}
h2:first-of-type{border-top:0}
ul,ol{padding-left:1.3em}li{margin:.25em 0}
.btn{display:inline-block;background:var(--accent);color:#1a1100!important;padding:12px 22px;border-radius:8px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:16px}
.btn:hover{filter:brightness(1.08)}
.hero{width:100%;max-width:420px;border-radius:12px;display:block;margin:20px 0}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(235px,1fr));gap:16px;margin:18px 0}
.card{display:block;background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:18px;text-decoration:none;color:var(--text)}
.card:hover{border-color:var(--blue);transform:translateY(-2px)}.card h3{margin:0 0 6px;color:var(--blue);font-size:17px}.card p{margin:0;color:var(--muted);font-size:15px}
.chips{display:flex;flex-wrap:wrap;gap:10px}.chip{background:var(--soft);border:1px solid var(--line);border-radius:999px;padding:6px 14px;text-decoration:none;font-size:15px}
.cta{background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:6px 26px 22px;margin-top:40px}.cta h2{border:0;padding-top:.6em;margin-top:.4em}
.notice{background:var(--soft);border-left:4px solid var(--accent);padding:12px 16px;border-radius:6px}
.two-col{display:grid;grid-template-columns:2fr 1fr;gap:36px}@media(max-width:800px){.two-col{grid-template-columns:1fr}}
.form label{display:block;margin:0 0 14px;font-weight:600;font-size:15px}
.form input:not([type=checkbox]),.form select,.form textarea{display:block;width:100%;margin-top:5px;padding:10px 12px;border:1px solid var(--line);border-radius:8px;font:inherit;background:var(--bg);color:var(--text)}
.form .check{font-weight:400}.direct{background:var(--soft);padding:20px 24px;border-radius:12px;align-self:start}.direct h2{margin-top:0;border:0;padding:0}
.site-footer{background:var(--navy);color:#cfd9e5;padding:40px 0 18px;font-size:15px}
.site-footer .wrap{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}@media(max-width:860px){.site-footer .wrap{grid-template-columns:1fr 1fr}}
.site-footer a{color:#cfd9e5}.site-footer h4{color:#fff;margin:0 0 10px}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin:5px 0}
.flogo{height:40px;background:#fff;border-radius:4px;padding:3px}.copy{text-align:center;margin:28px 0 0;color:#8ea0b5;font-size:13px}